Reasons to opt out of requesting a loan in two years before survey.
Sources: All-Russian survey of consumer finances 2022; authors’ calculations.
Part of: Sinyakov AA, Shelovanova TI (2025) Demand for consumer loans in Russia: How strong is the interest rate channel of monetary policy? Russian Journal of Economics 11(1): 47-75. https://doi.org/10.32609/j.ruje.11.145314