Visualizing the time-varying regression coefficients of the determinants of financial inclusion for the BRIC economies. Note: INT — internet usage, MOB — mobile subscriptions, EGR — GDP growth rate, LITR — literacy rate, INF — CPI growth rate, UNMP — unemployment rate. The figures show the time paths of the regression coefficients. The 95% confidence intervals for the estimated time-varying coefficients are not reported here but are available from the authors upon request. Source: Authors’ calculations.